The state of Florida differs from most other states in how it handles accidents and resulting claims to compensate accident victims for their injuries. 

Florida happens to be a "no-fault" state. 

This means that, at least initially, it does not matter who is at fault. 

So, who pays?

Since fault is not (initially) considered, drivers must file a claim with their own respective insurance company. 

Personal injury claims are then reimbursed through their "PIP" or "Personal Injury Protection" coverage.  

However, since the minimum required PIP coverage is only $10,000, the money is rarely enough to cover more serious injuries. 

 So, what happens when that money runs out? 

That's where lawsuits come in.

Once their own insurance's benefits are exhausted, the injured parties can try to get compensated by the other party's insurance.

Because of the "no -fault" laws and the requirement to file with one's own insurance, filing a lawsuit is rarely a first step. 

And suing is made all the more challenging because a suit has to be filed in a timely manner. 

The statute of limitations in Florida is only four years from the date of the accident. 

And if you miss that deadline, even by a day or two, you can no longer file.

Why is this a problem? 

Most suits only have a chance of success if your injuries have caused permanent damage. 

And sometimes, it takes time to know whether that will be the case. 

When you find you're getting close to the statute-of-limitations' time limit, you need to file your suit simply to protect yourself.

In addition, if your injuries are severe enough to qualify for a suit, your insurance payments probably won't go far. 

And that can cause major challenges.

This means, it's important to talk to a lawyer as soon as possible. 

A good car accident lawyer can help you navigate the tricky legal issues involved. 

He or she can help you determine whether your potential case has a good chance of success, and what to do to improve your odds. 

The good news is that most lawyers work on a contingency basis - you don't have to pay them unless and until they win your case. 

If you're looking for an aggressive car accident attorney, call (813) 534-6711 to contact the skilled lawyers at Armando Injury Law. 

Our law firm is passionate about helping people who have been hurt in an accident and we have successful track record for getting injured victims fairly compensated.